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WHAT IS BITCOIN AND WHY IT HAS VALUE. BEST EXPLANATION EVER.Bitcoin (BTC) is a cryptocurrency, a virtual currency designed to act as money and a form of payment outside the control of any one person, group. Bitcoin is a digital currency which operates free of any central control or the oversight of banks or governments. Instead it relies on peer-to-peer software. Bitcoin is an internet-native currency that has a variety of characteristics that differentiate it from non-digital money. Crucially, Bitcoin is decentralized.