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How To Buy BITCOIN With Your 401k or IRAUnlike holding crypto in a taxable investment account, crypto returns don't incur capital-gains tax if and when investors sell their (k). Some (k) plans may soon offer Bitcoin as an investment option. Should you consider cryptocurrencies for your retirement savings? Access a broad range of cryptocurrencies directly from your (k) with ForUsAll. Low crypto-currency trading fees (%), no minimums, and no setup fees.